Did you know that some insurance plans offer out-of-network reimbursement when you see a provider that is not in network with that plan? Plans with this option allow members more choice when selecting a provider in addition to the option of working with a certain specialist when there might not be one in your geographic area.
Many medical providers are either not included or opt out of working with certain insurance carriers – this is more common in fields like psychotherapy, psychiatry, chiropractic, and nutrition.
What types of plans cover out-of-network services?
The most common plan that reimburses for out-of-network services is a PPO (Preferred Provider Organization) insurance plan. HMO or EPO plans typically will only cover in-network services.
Can I get reimbursed if my therapist at Mindful Soul is out-of-network with my insurance carrier?
Sure! Our office will typically check on our end to see if you have out-of-network benefits as part of our intake process, however we always encourage prospective clients to be knowledgeable about your health plan. Knowing your options will surely factor into your decision to seek counseling here at our practice. We totally get it – therapy needs to be both a good fit AND sustainable! We find that many people are not properly informed on what their insurance company will reimburse. It is a pleasant surprise to learn that some insurance plans will reimburse you anywhere from 50-80% of the cost of your therapy sessions.
